Page 100 - Bay Union - Platinum Policy Wording
P. 100

Sec on 6 – Personal accident
Schedule of bene ts
In the event of payment being due for more than one disablement, as a result of any one accident the maximum amount payable shall not exceed 100% in total.
Descrip on
Percentage
Loss by physical separa on at or above the wrist or ankle of one or more limbs
100%
Loss of four  ngers of one hand
70%
Loss of thumb both phalanges one phalanx
25% 10%
Loss of index  nger three phalanges two phalanges
one phalanx
10% 8% 4%
Loss of middle  nger three phalanges two phalanges
one phalanx
6% 4% 2%
Loss of ring  nger three phalanges two phalanges
one phalanx
5% 4% 2%
Loss of li le  nger three phalanges two phalanges
one phalanx
4% 3% 2%
Loss of metacarpals  rst or second (addi onal) third, fourth or   h (addi onal)
3% 2%
Loss of toes all of one foot
great (both phalanges)
great (one phalanx)
30% 15% 2%
Other than great, if more than one toe lost, each
1%
Loss of hearing both ears one ear
80% 25%
Total and irreparable loss of sight in one or both eyes
100%
Loss of sight, except percep on of light lens of eye
75% 75%
Total paralysis, or total disablement from ever pursuing the occupa on or doing the normal work you have been trained for or have knowledge of, or being permanently bedridden
100%
98 Bay Union – Pla num Policy Wording – 24 October 2016


































































































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