Page 105 - Bay Union - Platinum Policy Wording
P. 105

Sec on 7 – Watercra 
A. OWN DAMAGE
Speci c de ni ons to this sec on
○ You/your/yours/yourself includes the authorised skipper/the person in charge or control of the cra .
○ Watercra  means the yacht, motorboat or other small cra  (less than 9 metres in length), consis ng of the hull, superstructure, motors and machinery, gear and equipment and standard   ngs and accessories that would normally be sold with the cra , but excluding its trailer. If you ask us you may also insure trailers.
○ Insured cause means an incident that causes:
– accidental death of, or bodily injury to, or illness of a person
– accidental physical loss of or damage to tangible property.
○ Legal costs and expenses means legal costs and expenses which a claimant can recover in connec on with a valid
claim under this sec on and which are incurred with our consent.
Where we cover your watercra 
○ Inland and coastal waters of the Republic of South Africa, to a maximum distance of 40 nau cal miles from the shoreline of South Africa, as well as that of neighbouring countries.
○ Cover is extended to include territories and inland waters of Botswana, Lesotho, Mozambique, Namibia, Swaziland, Malawi and Zimbabwe.
○ The territorial limits must not:
– exceed the o shore limita ons as de ned by the local Government Regula ons governing the opera on
of the insured watercra , or
– 40 nau cal miles from the shoreline of South Africa, as well as that of neighbouring countries,
whichever the lesser.
Bay Union – Pla num Policy Wording – 24 October 2016 103


































































































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