Page 110 - Bay Union - Platinum Policy Wording
P. 110

Sec on 7 – Watercra 
B. WATERCRAFT LIABILITY
Speci c de ni ons to this sec on
○ Liability to third par es means legal liability for amounts that you must pay as payment, due to an insured cause in connec on with the watercra , other than on land, to third par es. We will pay for a single claim or series of claims up to the maximum sum insured stated in the schedule.
○ Liability if another person navigates your watercra  means legal liability up to the sum insured stated in the schedule if someone else is pilo ng your watercra  with your permission, they too will be covered.
○ Liability of water-skiers or para-sailors means legal liability for amounts up to the limits stated in the schedule you are liable to pay arising out of people being towed by you while water-skiing, para-sailing, aquaplaning or ki ng.
○ Passenger liability means we will pay you for amounts up to the limit stated in the schedule which you are legally liable to pay a person who, at the  me of the event, is transported in or on the watercra .
What is not covered
○
Liability due to accidental death or bodily injury to you or a member of your household or family, or any person in your service if the liability arises from the service:
– any advice or treatment, other than  rst-aid treatment, given or administered by you or by any person ac ng on your behalf
– liability of a third party accepted by you in an agreement, unless you would have been liable even without the agreement
– accidental death or bodily injury to a fare-paying passenger or their property
– damage to property belonging to, or in the custody and control of you, a member of your household or
family, or any person in your service
– damage to property being transported in or on the watercra 
– a third party due to seepage, pollu on or contamina on, or the cost of removing, nullifying or cleaning, unless it is caused by a sudden, unintended and unforeseen occurrence
– loss or damage to property for which you are responsible while conveyed on the watercra , except if it belongs to passengers or water-skiers.
Liability, costs or expenses which arise:
○
– – –
during the transport of the watercra  by land
as a result of the watercra  not being seaworthy or maintained
if the watercra  is used for any purpose other than social, pleasure and domes c use.
108
Bay Union – Pla num Policy Wording – 24 October 2016


































































































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