Page 130 - Bay Union - Platinum Policy Wording
P. 130

Sec on 8 – Motor vehicle
What is not covered
○ Liability due to death or bodily injury to you or any member of your household or family.
○ Liability due to death or bodily injury to any person in your employment, if the liability arises out of the course of
such employment.
○ Liability while the motor vehicle is being driven or used by you or any person with your consent and knowledge while under the in uence of alcohol or drugs.
○ Liability while the motor vehicle is being driven or used by you or any person with your consent and knowledge without a valid driver’s licence.
○ Liability due to accidental loss or damage to property belonging to you or a member of your household or which is in your custody and control or held in trust.
○ Liability due to accidental death of or bodily injury to a person carried in a motor vehicle, caravan or trailer, light delivery vehicle or on the pillion of any motorcycle, scooter, three-wheeled vehicle, quad bike or in a golf cart.
○ Liability due to any person on or ge ng in or out of a motorcycle, scooter, golf cart, three-wheeled vehicle or quad-bike.
○ Liability for death of or bodily injury to any person, arising directly from the fact that your vehicle is unroadworthy.
○ Liability or loss arising directly from the fact that your motor vehicle is unroadworthy or not maintained.
○ Liability for damage to property carried in your vehicle, or any trailer or caravan a ached to it.
○ Any payment that is provided for by legisla on or compulsory motor vehicle accident insurance where applicable. For example, the Road Accident Fund Act, 56 of 1996, or any similar legislated fund, regardless of whether it is  nancially able to pay the compensa on that is being sought.
○ Liability due to accidental loss of or damage to other vehicles being towed.
○ Liability due to accidental death of or injury to any person carried in a towed vehicle.
○ Liability which arises if an insured or other vehicle is used for any purpose other than that stated in the schedule.
○ Liability as a result of other drivers where there is indemnity under another policy.
○ Liability as a result of other drivers, where the other driver has been refused vehicle insurance.
○ Liability arising from the opera on, demonstra on or use of any tool of trade a ached to the vehicle (for purposes other than maintenance or repair of the vehicle) or anything manufactured by or contained in the tool.
128 Bay Union – Pla num Policy Wording – 24 October 2016


































































































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