Page 34 - Bay Union - Platinum Policy Wording
P. 34

How we se le your claim
○ CDs, DVDs, records and other types of music, video and electronic media and storage items
○ Pain ngs, pictures, works of art, sculptures and art
○ Silver or gold items, items plated with silver or gold (other than jewellery and watches)
○ Stamps, stamp collec ons, collector’s pins, medals and collector’s non-nego able currency
○ Collec ons or memorabilia
○ Carpets or rugs that are hand-woven
When you cannot supply required proof
If you are not able to reasonably substan ate your claim, we can reduce or reject your claim.
Amount claimed for each item or set
Minimum proof of ownership
Over R25 000
A list of items claimed plus photographs clearly re ec ng the number of claimed items in the place where they are stored.
Amount claimed for each item or set
Minimum proof of ownership
Over R50 000
One of the following:
• proof of purchase that iden  es the item
• a valua on completed by a quali ed professional valuator or dealer.
Amount claimed for each item or set
Minimum proof of ownership
Over R25 000
One of the following:
• proof of purchase that iden  es the item
• a valua on completed by a quali ed professional valuator or dealer.
Amount claimed for each item or set
Minimum proof of ownership
Over R25 000
One of the following:
• proof of purchase that iden  es the item
• a valua on completed by a quali ed professional valuator or dealer.
Amount claimed for each item or set
Minimum proof of ownership
Over R25 000
One of the following:
• proof of purchase that iden  es the item
• a valua on completed by a quali ed professional valuator or dealer.
Amount claimed for each item or set
Minimum proof of ownership
Over R25 000
One of the following:
• proof of purchase that iden  es the item
• a valua on completed by a quali ed professional valuator or dealer.
32 Bay Union – Pla num Policy Wording – 24 October 2016


































































































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