Page 61 - Bay Union - Platinum Policy Wording
P. 61

Sec on 2 – Contents
– Personal belongings include items such as:
• clothing
• personal items normally worn or carried by a person
• personal equipment normally worn or used by the person par cipa ng in sport or hobbies
• mobile communica on equipment, cellular phones, laptops, notebooks, palmtops, portable computers, kindles, iPods, iPads and tablet devices including for business use
• portable play sta ons and portable GPS naviga on equipment
• jewellery and watches
• musical instruments
• professional kits that are designed to be used in a certain profession, i.e. make-up ar sts and medical students.
Excluding items speci cally covered when removed from personal baggage as described under Personal baggage above.
– Possessions of any parent or grandparent who are  nancially dependent on you, resident in a nursing home or residen al care home excluding jewellery and watches, money and bank cards up to the limit stated in the schedule.
– Property of guests and domes c employees not otherwise insured excluding jewellery and watches, money and bank cards up to the limit stated in the schedule.
– Sports equipment including use by you while par cipa ng in sports events. Sports equipment includes items such as bicycles, golf clubs and  shing equipment but excluding parachutes, para-gliders and hang- gliders: these have to be speci ed under Sec on 3, Assets speci ed.
– Student and scholar possessions means contents kept at a boarding school, college, university or other student accommoda on up to the limit stated in the schedule.
– Swimming pool and borehole machinery: We will cover you up to the limit stated in the schedule for loss or damage to pumps and machinery of saunas, spas, swimming pools and domes c boreholes as a result of accidental, electrical or mechanical breakdown.
Bay Union – Pla num Policy Wording – 24 October 2016 59


































































































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