Page 37 - Hollard Namibia – Motor & Household Policy Wording

All Risks
o the bursting, rusting, corrosion or deterioration of any firearm;
o defective workmanship, -design, -specification, -construction or -material;
o lack of maintenance or upgrading;
o any type of virus or malware (harmful software such as viruses or Trojans);
o chipping, scratching, denting or breakage of porcelain or similar articles of a fragile nature;
o the cost of reproducing sound, data and images on tapes, records, film or magnetic media due to electronic viruses, trojans, worms or similar destructive media interferences;
o items stolen from an unattended vehicle unless:  thevehiclewaslocked,and
 thereareclearsignsofforcibleandviolententry.
Your specific responsibilities
Be aware of your responsibilities
Some of the terms below require specific action on your part. In such cases, you must do what is asked of you, or we may reject your claim.
Keep jewellery in a safe
You must keep all jewellery, gold, silver, platinum, watches and precious or semi-precious stones valued at more than the amount stated in the LIMIT SECTION in a securely locked wall- or floor mounted safe when not in use. If you do not, we will not pay you more than the amount stated in the LIMIT SECTION.
Provide us with valuation certificates
When you claim, you must provide us with a valuation certificate from a registered jeweller or valuator for all items valued at more than the amount stated in the LIMIT SECTION. The jeweller or valuator must have issued the certificate before the loss or damage occurred. If you do not, we will not pay you more than the amount stated in the LIMIT SECTION.
Items in a bank safe deposit
If items are kept in a bank safe deposit and indicated in the SCHEDULE, the cover will only be valid if the items were actually in the bank safe deposit at the time of loss, theft or damage.
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