Page 50 - Hollard Namibia – Motor & Household Policy Wording

Personal Computers
Additional cover you can choose
The following benefits are available and when selected by you are stated in the SCHEDULE, limited to the amount stated in the LIMIT SECTION.
Reinstatement of data
These are necessary costs and expenses incurred by you to reinstate data or programs lost as a result of accidental erasure. This is on condition that the lost data or programs were not caused by:
o program errors;
o a virus or malware (harmful software such as viruses or Trojans); o intentional cancellation, corruption of data or incorrect entry.
Ensuring compatibility between your old and new computer
As part of getting your new computer operational, we can also cover you for any reasonable costs incurred to ensure that it is fully compatible with your old one, provided the old and new computer are insured on the policy.
What is not covered
You are not covered for any of the following scenarios:
o loss or damage that is already provided for under a maintenance or lease agreement;
o any loss from an unattended vehicle, unless there are clear signs of forcible and violent entry to the vehicle;
o parts that have a short lifespan, unless this is a result of other insured damage to the computer that happened at the same time;
o the cost of reproducing sound, data and images due to electronic viruses, trojans, worms or similar destructive media interferences;
o any consequential loss incurred as a result of your not being able to use your damaged computer; o loss or damage from:
 the development of poor contacts, or the scratching of painted surfaces;
 any process of cleaning, repairing, maintenance or upgrading;
 anytypeofvirusormalware;
 wear and tear, misuse or where a component fails to perform to its intended design specification;  termites, insects, vermin, pests, moths or fumes;
 flaws or defects, whether present when the item was new or discovered afterwards;  the actions of your own domestic pets;
 a slowly operating cause such as but not limited to rust, mildew, corrosion or decay;  defective workmanship, -design, -specification, -construction or -material.
Example
You may need to change elements of your new computer, replace licensed programs or restore data that has become inaccessible on your old computer.
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