Page 80 - Hollard Namibia – Motor & Household Policy Wording
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Personal Accident
Irresponsible actions
We do not cover claims resulting from the following irresponsible actions that clearly have a high risk of injury or death associated with them:
o suicide, attempted suicide and intentional self-injury;
o willful misconduct;
o participation in any riot, civil commotion or act of terrorism; o being under the influence of alcohol or drugs.
Certain medical conditions
We do not cover claims resulting from the following medical conditions that have a high risk of injury or death associated with them:
o insanity and neurosis;
o stress and any related conditions;
o any physical disability, infirmity, illness or disease that you already had when the policy started.
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