Page 86 - Hollard Namibia – Motor & Household Policy Wording

Pleasure-craft
Other events and risks not covered
We do not cover the following:
o depreciation, wear and tear, gradually operating causes;
o reduction in value caused by repairs, lack of use or alterations;
o mechanical, electrical or electronic breakdown, and failure or breakage, unless this is the result of other
damage to the pleasure-craft;
o loss or damage arising from the fact that your pleasure-craft was defectively designed or constructed.
Liability events and risks not covered
We do not cover:
o seepage, pollution or contamination, or the cost of removing, nullifying or cleaning, unless it is caused by a sudden, unintended and unforeseen occurrence;
o loss or damage to property for which you are responsible while conveyed on the pleasure-craft except if it belongs to passengers or waterskiers;
o death or bodily injury:
 to a member of your family who usually resides with you;
 to your employee, arising out of and in the course of their employment by you;
 due to any advice or treatment, other than first-aid treatment, given or administered by you or by
any person acting on your behalf.
o liability of a third party accepted by you in an agreement, unless you would have been liable even without
the agreement;
o conveying the pleasure-craft by land.
Your specific responsibilities
You must have a skipper’s license if required by law, and be 16 or older
In the event of a claim, you must be able to show us that you had a valid skipper’s license at the time, and are 16 years of age or older.
This also applies to any person who may have been piloting your pleasure-craft at the time with your permission.
If the pleasure-craft is conveyed on land, the driver must have a valid driver’s license.
You must return the pleasure-craft to Namibia
If loss or damage occurs to the pleasure-craft outside Namibia or South Africa but within the territorial limits, you are responsible for all costs you incur in bringing the pleasure-craft back to Namibia. We do not compensate you for these costs. Until the pleasure-craft has been brought back to Namibia, we will not consider any claim for loss or damage to the pleasure-craft.
A valid skipper’s, driver’s or learner’s license is one that:
o has been obtained from the correct authority, for the correct category; o has been renewed on time;
o has not expired, or been cancelled or suspended.
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