Page 60 - Commercial Underwriting Mandates & Guidelines Binder Addendum

Annexure C: Risk Classification
Theft & Money
Liability
Occupation
Comments
Fire
G IT
Genl. & Ten
Prods
Defect Work
Soft-drinks (not on brewery premises):
1. Manufacturers 2. Warehouses
3 5
B B
-
-
Soft-goods merchants’ warehouses Solvent-extraction processes
Solvent (flammable) works & solvent or chemical effluent recovery works
Sound-recording studios
Spice grinders
Sports club pavilions & stadiums
e.g. soya bean
Excluding SABC Certified Sprinkler Required
M3D H5D R55DD -
D11DD -
D11EE-
R 5C C -
R 1 1C D -
R 1 4C E -
H3E
3 3
C C
Sports equipment:
1. Manufacturing 2. Sales/repairs
H3E Stables X25CD-
Stained-glass manufacturers Starch manufacturers
Stationers’ & booksellers’ warehouses Steel & iron stockists warehouses Stocking manufacturers Stonemasons, quarries & works Stoneware manufacturers Strawboard manufacturers
String manufacturers Structural engineering works Stucco manufacturers
Stud farms
Sugar manufacturers & refiners Sugar merchants’ warehouses Sulfuric acid manufacturers
Surgeries – doctors, dentists, medical
X 4 D 1
1C D -
1D D -
4 4
D C
Stationers:
1. Manufacturing
2. Dealers/distribution
Certified Sprinkler Required
Certified Sprinkler Required Excluding plastic
Agri wording Wholesale
C
D C -
B B -
C D -
B B -
B B -
C D -
C C -
B C -
D D -
B D -
D D -
C D -
C D -
X 4 X4c
-
-
X 4 4
M 2 2
D 2 2
M 1 1
H 1 1
X 1 1
R 1 1
H 2 2
H 1 1
R 2 3
R 3 5
R 5 5
R 1 1
5 5
C D
X5D R5D
M 1 3 B D -
H3C X3C
3 3
B C
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Commercial Underwriting Mandates & Guidelines Addendum – Binder – Version 4 2022
E E
Supermarkets:
1. With sprinkler system
2. Without sprinkler system
-
-
Surgical appliance – manufacturers & suppliers:
1. No plastics 2. With plastics
-
-