Page 9 - HBIA Home & Garden Show 2022

INSPECT THEIR WORK
Ask if you can see the builder/remodelers work, both completed and in progress. Check for quality of workmanship and materials.
LOOK FOR A GOOD COMMUNICATOR
Do you feel you can easily communicate with the builder/remodeler? Remember you will be in close contact with them throughout the construction process and afterward as you live in your
new home.
GET IT IN WRITING
Make sure the builder/remodeler provides you with a complete and clearly written contract. The contract will benefit both of you. If you are having a new home built, get and review a copy of the home warranty and homeowner manual as well. All new built homes must have contracts per state laws. Remodels do not require a contract.
PAY IN STAGES
Never pay for work in-full up front. It is reasonable to pay a deposit, but hold the remaining payment until work is completed to your satisfaction.
BEWARE OF LOWBALL BIDS
Be cautious of unusually low-priced bids. If the builder/remodeler is unable to pay for the materials and labor as the project proceeds, this may indicate a potential problem. Keep in mind that less expensive does not necessarily mean better!
VERIFY EPA CERTIFICATION
Verify that your remodeler is an EPA Lead-Safe Certified Renovator if you are planning work in
a pre-1978 home that will disturb more than six square feet of painted surfaces inside the home or 20 square feet on the exterior of the home. ■
Ready to build? We’re ready to help find the best loan for you.
Dawn Buckley
Mortgage Loan Officer 406.237.6043 office 406.465.8014 cell dawn.buckley@usbank.com NMLS #: 1987137
Brad Barton
Mortgage Loan Officer 406.447.5227 office 406.599.1949 cell brad.barton@usbank.com NMLS #: 2152561
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. ©2022 U.S. Bank 398103c 3/22
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