Page 37 - AreaNewsletters "May'19" issue
P. 37
B US I N E S S
Tax Man
Cometh
By Dan Maurer, CEO/Owner DWM Family Wealth Ltd.
F
• Charitable Contributions
• 529 College Savings Plan
• Family Gifting Strategies
• Retirement Plan Contributions
• Municipal vs. Taxable Bonds Successfulinvestingismorethanbeatingabenchmarkoverthepastquarter,year,or veyears. It’s
achieving goals you have for yourself and family by focusing on what you earn on your investments after things like taxes and fees. Poor market performance and increased volatility in the fourth quarter of 2018 o ered clients the potential to consider tax loss harvesting to reduce their overall tax burden. An ability to make lemonade from lemons!
As part of an overall investment strategy, another consideration is smart decisions on asset location (as distinct from asset allocation). This involves determining the types of accounts in which certain assets are best placed for tax-advantaged growth and
disbursement based on when and for what purpose
funds will be needed.
We understand the importance of managing what really matters. It is what we call, Real Life Finance.
“Grab a cup of co ee and a second opinion.”
or many of us the tax year 2018 is behind us. One of the best decisions an investor can make is to discuss speci c year-round tax management and coordination with their tax and nancial advisors. We believe that our clients are best served when their individual investment needs are coordinated with their personal tax situation. More common and most used overall tax strategies include:
Watch for Future Articles:
My Emergency Savings Nest Egg Su ering from “Oh No-sis” Current Market Perspective
All nancial planning services are provided free of charge to our retired or active Police, Fire Fighters, Teachers
and Military.
Investment Advisory Services o ered through DWM Family Wealth Ltd.
“Let’s meet for a cup ofco ee and a second opinion.”
Aware Accessible Accountable
Architect Your Financial Future.
It is nice to understand your plan and the advice you receive.
Dan Maurer, CEO/Owner Dan@DWMFamilyWealth.com 303-814-2349
37 Castle Rock “AreaNewsletters • May 2019
Photo: Matt Mejia
