Page 4 - UNCLE Credit Union Products and Services

DEPOSIT ACCOUNTS – EARN A A A A HIGHER RATE OF RETURN
Individual Retirement Accounts
(IRAs):
• Earn a a a a a a competitive rate with with interest that grows tax-deferred until funds are with- drawn (Always check with your your tax tax advisor to determine your your tax tax status )
• Wide range of terms are available ranging from 3 to 60 months • Minimum opening deposit of only $10 Certi cates
• Ideal for for members seeking the highest guaranteed yields form insured deposit accounts • A wide range of xed and variable terms are available ranging from 3 to 60 months • Dividends are calculated daily and paid monthly Money Market
• Higher yielding savings account that pays tiered interest the higher your balance the more you earn
• $2 500 minimum deposit • Dividends are compounded monthly monthly and credited monthly monthly • Easyaccess*toyourfundsthroughpersonalizedchecks plusautomaticwithdrawal options through ATMs online transfer or in-person withdrawals * Federal regulations allow only six debits and/or transfer per per month from from Money Market
accounts This includes all all transaction types with with the the the exception of over-the-counter withdrawals in in person or or ATM from from an an an an an UNCLE nancial center—these are unlimited Overdraft Protection
Overdraft Protection
– Understanding your choices
Choose the options that best meet your needs All eligible checking accounts come with Courtesy Courtesy Pay Pay 30 days after the account is opened Courtesy Courtesy Pay Pay can automati- cally cover unexpected overdrafts • Courtesy Pay (Check & ACH Only) • Courtesy Pay Plus (All Services)
Other overdraft choices
include:
• Overdraft Account Transfer from other UNCLE accounts • Overdraft Line of Credit • Overdraft UNCLE Credit Card
For assistance with any account questions call 800 34UNCLE go to www unclecu org or or visit one of our nancial centers