Page 7 - ALG Issue 3 2018

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The Home of Quality Gardening Products at a Cost Effective Price
Insurance
New benefit for NAS members
Allotmenteers Liability Insurance
The National Allotment Society (NAS) has introduced a new member benefit in conjunction with Shield Total Insurance who already operate the NAS insurance scheme.
This benefit has been created via an insurance policy purchased by the NAS to give liability cover to all member plotholders.
Who will benefit from this scheme?
This benefit will be enjoyed by all plotholders who have either paid their subscription of £3 per member via an Association to NAS, or are paid up Individual or Life Members of the NAS.
What is this product?
This is a liability insurance product purchased by the NAS but designed to provide protection to member plotholders accused
of accidently causing injury or damaging property. The benefit
is worth up to £50,000 and will pay for defence costs and the cost of any award made. As a member plotholder you would be protected both at your allotment plot and also if you attend shows / events which are allotment related.
What action needs to be taken?
To ensure all members benefit from the NAS scheme, allotment associations need to ensure they have names, addresses and email addresses of all plotholders who have paid their £3 fees for NAS Membership.
Plotholders can only take advantage of this excellent scheme
if they are members. However, recognising the benefits, Associations may wish to let all their members know about NAS membership.
Each association will need to provide details of all their plotholders. This is achieved by filling in a template in the form of an Excel spreadsheet, provided by the NAS. This action complies with the new GDPR Data Protection Legislation, which came into force in May 2018.
You might ask how an individual could enjoy this benefit when the local association buys insurance. Unfortunately there are a number of situations where members cannot rely on that assumption. Here are a few examples:
1. Perhaps the club insurance was not renewed but you were not told
2. You are away from your local club when the accident took place so the club insurance would not respond
3. You might have caused an accident that could not be blamed on your local club. For example:
• you may have operated a lawnmower over gravel,
causing stones to fly up
• the head of your axe flew off unexpectedly
• Either of these situations could cause an injury or
damage to property and could result in you being sued.
Contact NAS 01536 266576 or view the NAS Website www. nsalg.org.uk for further details.
A family business with over 30 years experience of supplying a full range of:
Crop Protection • Lawncare • Growing Media Pest & Disease Control • Seeds • Garden Sundries Weed Control • Fertilisers • Pots & Containers
To place an order or make an enquiry:
www.gro-welldirect.co.uk
Tel: 01773 742847
Shop: Cherry Tree Cottage Farm,
210 Peasehill Road, Ripley, Derby DE5 3JQ
Gro-Well is the trading name of Codnor Horticultural (Wholesale) Supplies Ltd • Email: info@gro-welldirect.co.uk
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