Page 38 - KIPP NYC 2022 Benfits Summary

Health Insurance Portability and Accountability Act of 1996 (HIPAA)
KIPP NYC has taken the following steps, to the extent required by law, to comply with the Privacy Regulations issued under the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”).
KIPP NYC has designated Karen Meredith to be the Privacy Officer. She is responsible for the development and implementation of privacy policies and procedures for KIPP NYC.Individuals may also contact the Privacy Officer for additional information regarding their rights under the Privacy Regulations.
The Privacy Officer is the only member of KIPP NYC who may be reasonably expected to have access to any protected health information under the Privacy Regulations’ requirements. If any additional employees are anticipated to have access to personal health information (PHI), they will be trained accordingly.
All reasonable efforts will be made to avoid disclosure of PHI to any individual who is not the Privacy Officer, or otherwise designated an authorized recipient of PHI. If the Human Resource Department receives PHI, it will be filed in a secure location, separate from other personnel files.
Individuals with complaints regarding the use of PHI by KIPP NYC or the group health plans it sponsors which are covered by the Privacy regulations may contact the Privacy Officer. The Privacy Officer will address and document any such complaints. If it is determined that the Privacy Regulations were violated, appropriate sanctions will be taken against KIPP NYC employees who caused the violation. If the complaint involves the Privacy Officer, they will report such complaint to Kerry Mullins. If a violation of the Privacy rules occurs, KIPP NYC will take action to mitigate damages resulting from the violation. In no instance will KIPP NYC intimidate or retaliate against any individual acting to exercise his or her rights under the Privacy Regulations.
The identity and authority of any person requesting PHI from KIPP NYC will, to the extent required by law, be verified prior to disclosure of such PHI.A copy of this policy will be kept on file until at least 6 years from the last day if is in effect.
HIPAA Privacy Reminder Notice
HIPAA requires KIPP NYC to notify you that a privacy notice is available. Please contact the Benefit Advocate Center at 844.905.0433 or bac.kippnyc@ajg.com if you have any questions.
New Health Insurance Marketplace Coverage Options and Your Health Coverage
PART A: General Information
Effective 2014, there is a new way to buy health insurance: the Health Insurance Marketplace. To assist you as you evaluate options for you and your family, this notice provides some basic information about the new Marketplace and employment-based health coverage offered by your employer.
What Is The Health Insurance Marketplace?
The Marketplace is designed to help you find health insurance that meets your needs and fits your budget. The Marketplace offers “one-stop shopping” to find and compare private health insurance options. You may also be eligible for a new kind of tax credit that lowers your monthly premium right away. Open enrollment for health insurance coverage through the Marketplace is scheduled to begin November 15 for coverage starting as early as the following January 1, Open enrollment is scheduled to end on February 15.
Can I Save Money On My Health Insurance Premiums In The Marketplace?
You may qualify to save money and lower your monthly premium, but only if your employer does not offer coverage, or offers coverage that doesn’t meet certain standards. The savings on your premium that you’re eligible for depends on your household income.
Does Employer Health Coverage Affect Eligibility For Premium Savings Through The Marketplace?
Yes. If your have an offer of health coverage from your employer that meets certain standards, you will not be eligible for a tax credit through the Marketplace and may wish to enroll in your employer’s health plan. However, you may be eligible for a tax credit that lowers your monthly premium, or a reduction in certain cost-sharing if your employer does not offer coverage to you at all or does not offer coverage that meets certain standards. If the cost of a plan from your employer that would cover you (and not any other members of your family) is more than 9.5% of your household income for the year, of if the coverage your employer provides does not meet the “minimum value” standard set by the Affordable Care Act, you may be eligible for a tax credit.
Note: If you purchase a health plan through the Marketplace instead of accepting health coverage offered by your employer contribution-as well as your employee contribution to employer-offered coverage—is often excluded from income for Federal and State income tax purposes. Your payments for coverage through the Marketplace are made on an after-tax basis.
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