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INTERVIEW: Balancing the Equation: Panama’s Banking Environment
Robert A. Williams ........................................... 44
INTERVIEW: Latin America: Strength from Adversity Rubens V. Amaral Jr.........................................46
FINANCIAL INCLUSION: Mobile Inclusion Changing the Face of Commerce.....................47
Territoriality and Openness to Foreign Investment: An Overview of the Panamanian Tax System..... 48
INTERVIEW: Panama: Financial Freedom of Choice Roberto Brenes ................................................. 50
INTERVIEW: From Micro to Multi: Changing the Insurance Game in Panama
Robb A. Suchecki............................................... 51
80| INNOVATION HUB: ICT Key
to Panamanian Development
Latin America is the fastest-growing internet market in the world
5.6% access with smartphones & tablets, 2.2% use tablets
91% of Latin American
internet
use is
dominated
by the personal computer, of all access to the web
INTERNET LAPTOPS
DESKTOPS TABLETS
SMARTPHONES
147 million unique visitors
in the year preceding March 2013
12 percent increase over
the previous year
TABLE OF CONTENTS
52 |Commemorating the Centennial: The Panama Canal
PANAMA 7