Page 1 - AAG060_Items Needed Checklist
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Items NEEDED at Application















        c   HECM Counseling Certificate - signed                 c    LIVING TRUST - Provide a copy of the
            by the counselor and all borrowers and                   SIGNED AND NOTARIZED version of the
            eligible non-borrowing spouse                            ENTIRE trust and ALL amendments or
                                                                     restatements


        c   A clear and legible copy of ONE of the
            following for each borrower and eligible             c    Original Death Certificate of someone who
            non-borrowing spouse:                                    has passed and is still on Title

               n  Driver’s License, State-issued ID card, Passport
                 or Birth Certificate
                                                                 c    Original Power of Attorney - as applicable



        c    A clear and legible copy of ONE of the
            following for each borrower and eligible             c    Alternative Contact - The name, address,
            non-borrowing spouse:                                    and phone number of a friend or relative for
                                                                     us to have on file
               n  Social Security Card, MediCare Card, W-2, or
                 Social Security Awards Letter or Statement
                                                                 c    Income, Assets & Expenses (as applicable):


        c    Homeowner’s Insurance Declaration page -

            legible copy                                                 n   Income if employed: Last 30 day Pay Stubs &
                                                                          Past 2 Years’ W-2s
               n  Current policy dates, name and contact
                 information of your agent                               n   Income from Social Security & Pension: 1099s
                                                                          & Past 2 Years’ Federal Tax Returns

                                                                         n   Assets: Last 2 months’ Bank Statements, and/
        c    Property Tax Bill - legible copy                             or Investment Accounts (All Pages)

                  n  If you have delinquent property taxes, please       n   Expenses: Social Security Number to pull Credit
                 supply a copy of your statement showing                  Report for mortgage, credit cards, liens, etc.
                 penalties and fees

                                                                 c    Appraisal Payment Form

        c    Mortgage, Equity Line of Credit, or any

            other type of loan - Provide a copy of the                   n     Check
            most RECENT MONTHLY STATEMENT
                                                                         n     Cashier’s Check
                                                                         n     Money Order
        c    Have there been any recent refinance or
            loans taken out in the past 12 months?                       n     Credit Card

               n  If so, was there cash out exceeding $500?
                 c Yes        c No
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