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ADVANTAGE

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Few financial tools match the versatility of a reverse mortgage loan. More than 1 million older Americans

have used one to improve their cash flow, pay off high-interest bills, make home repairs, cover medical
expenses and, most importantly, continue living in the homes they love. However, the borrower could
be subject to foreclosure for reasons including failure to maintain the property, and to pay taxes and
insurance.

The very first reverse mort gage loan was created in 1961 to help the widow of a beloved football coach
tap a portion of her home equity so she could remain in her home. That versatility and flexibility has only
expanded, to the point where many seniors now view a reverse mortgage loan as not only a financial

solution to meet important everyday needs and expenses, but also a proactive financial planning tool to
achieve greater aspirational goals in retirement.

As part of this evolution, AAG, the nation’s No. 1 reverse mortgage lender, introduced the

Advantage Jumbo Reverse Mortgage loan, which allows owners of higher-value homes to access
as much as $4 million in tax-free cash from their home equity. This is more than five times the
amount of money that can be accessed from a traditional reverse mortgage loan.

Advantage borrowers are using this expanded access to preserve cash, invest more strategically, reduce
their tax exposure and implement a host of other financial strategies specically designed to give them the
lifestyle, financial independence and security they want for their retirement. Making the Advantage more
attractive, it requires no monthly mortgage insurance premiums.

Reverse mortgages have certainly come a long way over the years. Honoring that continuing spirit of
progress and innovation, we invite you to learn a great deal more about AAG’s Advantage, and how you
may be able to put one to work to help you retire better.

Call me today!

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