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A Home Equity Conversion Mortgage
                                                                   (HECM) loan can offer peace of mind
                 USING
        Home                                                       during difficult times:


                                                                   3  Modify your home to comfortably age in place
                  Equity                                           3 Fund in-home, long-term care

                                                                   3 Use as a standby line of credit for funeral expenses



        to Ease Your Mind                                             Funeral expenses have increased
                                                                      over 220% since 1986
                                                                                      1

                                                                      Average funeral cost today is
                                                                      between $7,000 and $9,000 2
   AAG114
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