Page 1 - AAG045_Integrating Home Equity Into Retirement Plan FP Webinar Flyer

Home Equity Solutions for Mass

Affluent Retirees

As we navigate these uncertain times, you might be surprised to learn
how a Home Equity Conversion Mortgage (HECM) can provide unique

options and security for your affluent client families. Think different.

During this 50 -minute session, you will:

Learn strategies that provide payment flexibility using a reverse
line of credit

Understand how to protect access to home equity even if we see
a downturn in real estate REGISTER ONLINE:
aag.expert/FPwebinar
See how access to equity can provide an alternative to taking
withdrawals and realizing losses in investment portfolios

Obtain working knowledge of the unique features of a growing
line of credit with payment flexibility

Hear what other advisors and professionals are saying about
home equity strategies that are contrary to common belief

For more information!
Email: advisorsupport@aag.com

“Current and future retirees need to re-examine their views and consider
including a reverse mortgage as a part of their retirement plan.”

- Retirement Trends, Current Monetary Policy, and the Reverse Mortgage Market, The Journal of Financial Planning.

Ryan Ponsford Ryan Ponsford has been involved Hank Sanders Hank began his career in financial
in wealth management, real estate, business services as a Financial Consultant with Merrill Lynch,
building, and philanthropy for over two decades. Pierce, Fenner & Smith in 1986. Just over one year into
From designing strategic solutions for some of our his career, Black Monday reset the entire industry’s
nation’s wealthiest families, creating business systems perspective of investment risk and had a tremendous
for rapidly growing companies, and founding and impact on Hank’s approach to serving his clients. Hank
expanding Main Street Philanthropy, a non-profit organization, across began to redefine his business, taking a holistic approach in designing
the nation, his experience is extensive, yet built upon a repeatable set comprehensive financial plans, investment solutions and strategies
of core principles. based on the client’s prioritized goals for the one life they get to live,
Ryan has been recognized as a thought leader, disrupter, and innovator while targeting the least amount of risk necessary.
in designing purpose-driven financial solutions that integrate illiquid When he joined the team at AAG to educate industry professionals
assets, multi-generational wealth strategies, and inclusion of real estate on the integration of housing wealth strategies into comprehensive
into retirement solutions. With American Advisors Group, he leads a planning for the mass affluent retiree, Hank knew he could have a great
team specializing in designing solutions and education for financial impact on the industry and, potentially, thousands of lives. Today, as
professionals on how to effectively integrate home equity into a Strategic Business Specialist for AAG, Hank specializes in educating,
retirement strategies. supporting, and developing relationships with financial advisors.

For industry professionals only – not intended for distribution to the general public.
American Advisors Group, NMLS #9392, headquartered at 3800 W. Chapman Ave, 3rd & 7th floors, Orange, CA 92868. License information on
www.nmisconsumeraccess.org and www.aag.com/disclosure AAG045