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Using Home Equity to Ease Your Mind
                     U  sing H        ome E        quit

                                                                   A Home Equity Conversion Mortgage (HECM) loan
                                                                   can offer peace of mind during difficult times:

                                                                   n   Modify your home to comfortably age in place*
                                                                   n  Fund in-home, long-term care

                                                                   n   Use as a standby line of credit for funeral expenses

                                                                           Ease Your Mind

                                                                *Borrower must continue to pay property taxes and
                                                                insurance, home maintenance costs, and comply with
                                                                the loan terms.
                                      Funeral expenses have increased   Average funeral cost today is
                                      over 230% since 1986 1         between $7,000 and $12,000 2
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