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Dreaming of a better                                                 Reverse Mortgage Loans

        retirement?                                                          n  Lower your monthly expenses by
                                                                                eliminating monthly mortgage
                                                                                payments. (Borrower must continue to
        Unlock your home equity to gain                                         pay property taxes and homeowners
                                                                                insurance, maintain the home, and
        greater financial security.                                             otherwise comply with the loan terms.)

                                                                             n  Provide an alternative source of funds
                                                                                during market downturns.
        Today, more people are using their most valuable                     n  Use to pay off high-interest credit cards
        asset — their home — to supplement their                                or medical bills.
        retirement plan. As the nation’s leader in reverse                   n  Access even more when you choose

        mortgage lending, American Advisors Group (AAG) is                      AAG Advantage - our proprietary jumbo
                                                                                reverse mortgage loan.
        dedicated to helping seniors find new ways to fund                   n  Can be used to delay social security
        a better retirement through the responsible use of                      benefits, maximizing your monthly
        home equity. And with more options—which include                        payout.
        federally insured Home Equity Conversion Mortgage
        (HECM) loans, traditional and proprietary mortgages,
        and real estate services—our customers have a full

        suite of solutions that are designed to fit different                Traditional Mortgage Loans
        financial needs and retirement goals.                                n  Access your equity with a cash out
                                                                                refinance to take care of your large
                                                                                expenses.

        A better retirement is closer to                                     n  Purchase a home suitable to your
                                                                                retirement lifestyle.
        home than you think.



        Take the next step to a better retirement!                           AAG Residential Services (AAGRS)
        Connect with your local                                              n  Work with an AAGRS-preferred
        mortgage planning professional.                                         broker who has been trained in AAG

                                                                                professional standards.
                                                                             n  Reduce monthly expenses by right-
                                                                                sizing to a smaller home with fewer
                                                                                maintenance needs.

                                                                             n  Relocate to a more desirable location
                                                                                and/or home.





                                                                             HECM for Purchase Loans
                                                                             n  Increase your purchasing power without
                                                                                taking on monthly mortgage payments. 1
                                                                             n  Right-size to a home that better
                                                                                accommodates your needs.
                                                                             n Move closer to family and friends
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