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Help Your


      Client Right-Size


      Their Home




































                             Help Your Client Purchase a Home with a HECM Loan


           Everyday an estimated 10,000 Baby Boomers turn 65* which makes the Home Equity Conversion
          Mortgage (HECM) for Purchase Loan an excellent way to help buyers 62 and over purchase a new
                                     home without monthly mortgage payments**.

               **Borrowers must continue to pay property taxes, homeowner’s insurance, and home maintenance costs.



                           Purchase Comparison for a 65 Year Old Home Buyer***



         Home Purchase Price         Funds From Borrower        Available Loan Proceeds     Monthly Loan Payment**


               $200,000                    $119,003                     $80,997 1                       $0

               $300,000                    $176,276                     $123,724 2                      $0
               $500,000                    $289,573                     $210,427 3                      $0


      Subject to change without notice. The APR for the examples above range
      from 5.623% to 5.777%. Excludes closing costs.

      AAG033
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