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A Home Equity Conversion Mortgage
                                                                   (HECM) loan can:
                 USE
        Home                                                       3 Be used as a standby line of credit

                                                                   3 Supplement health insurance
                                                                   3 Fund in-home care
                  Equity                                           3 Cover home repairs or modifications




       to Age in Place                                           70%    of those 65+ will need assistance
                                                                        at some point
                                                                                  1


                                                                    25%     fewer doctor visits occur   2
                                                                            when home care is in place
   AAG109
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