Page 13 - 2015 Ameritas Annual Report

protecting the promise of the future
Life is unpredictable and often too short Ignacio McGuire knew this and worked hard to protect his family’s future He was determined to give his wife, Rosalva, and their three children every opportunity to ful ll their lives and follow their dreams
Like many other young Mexicans holding dual citizenship, Ignacio knew the U S military offered great training opportunities, so he enlisted in the Army Once discharged, he returned to Mexico, living in Tijuana with his family while working in San Diego as a draftsman and a software animation designer Even though his family was content, Ignacio and Rosalva knew that living in California would be more convenient and open another world of opportunities So in 2004, they moved across the border to Chula Vista, a suburb of San Diego
The McGuires settled into their new lives Daughter Ashley started college and her younger brothers enjoyed public school Ignacio’s work was steady and Rosalva took care of everything else Things were going as planned – even better
Then one day in February 2011, a urinary infection sent Ignacio to the hospital, where he underwent treatment Five days later, the unthinkable happened In the blink of an eye, Ignacio was gone; not from the urinary infection, but from a pulmonary embolism that was discovered during the autopsy Suddenly the McGuire’s world changed forever
Rosalva was frightened: What will happen to us now? Will Ashley be able to nish college? Will our boys have the same opportunities? Should I get another job? Do we need to move back to Mexico? There were many questions and so few answers
One thing Rosalva did know, though, was that Ameritas eld partner Steve Ambrosini was their longtime nancial advisor, so she asked Ashley to reach out to him Steve had very good news – Ignacio had been looking out for his family
According to Ashley, “Steve said, ‘You guys just do the things you need to do, and I’ll take care of this ’ I realized I’m good, we’re good I can go back to college I don’t have to drop out to care for my family Dad took care of us ”
In 1999, Ignacio acquired an Ameritas life insurance policy A few years later Steve’s rm took over the account from a retiring agent Steve rst met with Ignacio in 2005, and over the next six years, developed a strong advisory relationship with Ignacio They met regularly to coordinate the family’s insurance and investments, discussing strategies to protect and build wealth to meet future needs
Today, the McGuires continue to enjoy life Rosalva is considering moving into a house of her own Her oldest son is planning to enlist in the Air Force and the younger son is still in school And, Ashley has achieved her dream of working as a software engineer Ignacio would be proud
“I realized... I’m good, we’re good. I can go back to college. I don’t have to drop out to care for my family. Dad took care of us.”
“I feel very good about this,” says Steve “We’re taking care of this young family and ful lled Ignacio’s wish
for their security It’s why he and I did all that planning and why I feel close to this family today Rosalva will be comfortable for the rest of her life, and that’s what Ignacio wanted ”
For more of the McGuire family’s story, go to ameritas.com and watch the ful lling life video.
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