Page 2 - Excelligence 2022 Benefit Guide

Enrolling in Your Benefits
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Begin the benefits enrollment process.
Elect the benefits you want.
Save or submit your elections.
Print a copy of your elections for your records.
Your Excelligence Learning Corporation benefits
We understand the important role that benefits play in the lives of you and your family. As a new hire and then annually during open enrollment in the fall, you have an opportunity to make changes to your benefits package to ensure you and your family have the right coverage.
This benefits guide can help familiarize you with Excelligence Learning Corporation’s benefit options. It also provides useful tips, tools and resources to help you think through your options and make wise decisions. As you prepare to enroll:
● Consider your benefit coverage needs for the upcoming year. For example, is your family financially protected if you can’t work due to an accident or illness?
● Consider other available coverage.
● Gather information you’ll need. If you are covering dependents, you will need their dates of birth and Social Security numbers. In addition, you may need to provide legal documentation verifying their eligibility — such as a marriage license or birth certificate.
Getting the most value from your benefits depends on how well you understand your plans and how you choose to use them. Be sure to read this entire guide for important information about your benefit options.
Table of Contents
3 Eligibility
4 Benefit costs
6 Medical and pharmacy plan
8 Medical plan resources
9 Savings and reimbursement accounts
10 Health Savings Account
11 Health Reimbursement Arrangement
12 Flexible Spending Accounts
13 Dental plan
14 Vision plan
15 401(k) Retirement Savings Plan 16 Life insurance and disability 17 Voluntary plans
19 Additional benefits
20 Glossary
21 Contact information
22 Rights and Notices
If you (and/or your dependents) have Medicare or will become eligible for Medicare in the next 12 months, a Federal law gives you more choices about your prescription drug coverage. Please see pages 25-26 for more details.