Page 5 - NRLCA RCA Enrollment Kit

Accelerated Death Bene t for Critical Illness Expenses!
Life Insurance Purchased
EXAMPLE:
$100,000
If Death Occurs
EXAMPLE:
You die and $100,000 is paid to your bene ciary
If You Have a Critical Illness Event
If Initially Diagnosed with a Critical Illness such as:
• Cancer • Stroke
• Heart Attack • End-Stage Renal or Organ Failure
The TransSelect 20 will pay 25% of the face amount in a lump sum payment to you.
EXAMPLE:
The Policy would pay out $25,000 in a lump sum, if diagnosed with a covered critical illness.
Life Insurance Policy after Critical Illness Bene t Payment $75,000
EXAMPLE:
$100,000 policy amount -
$25,0000 Critical Illness Bene t Payment
= New Life Insurance policy amount of $75,0000
Life Insurance and Critical Illness -- All in
one policy.
Accelerated Death Bene t for Critical Care Condition Rider (Rider Form Series CRCCVTVA) Accelerates a portion of the life insurance death bene t if an insured person is diagniosed with a covered critical care condition (cancer, heart attack, major organ transplant surgery, renal failure, or stroke), after the 30-day waiting period.
When exercised, an adminstrative fee of $250 will be deducted from the bene t payment. The accelerated amount will be deducted from the life insurance death bene t and this rider will terminate.