Page 8 - Listing Partners Pre Listing Offering

Payment flow
Kvanto's has a platform with three gateways which can connect multiple acquirers to each and everyone depending on
which kind of payments that will pass through the platform. To these gateways are more than 20 acquirers already connected and that is covering 400 banks worldwide. New acquirers may quickly be connected to the platform with a minimum of effort.
KVANTO'S PLATFORM
GATEWAY 1
Acquirer 1 Acquirer 2
Through the gateways Kvanto's platform able to handle all kinds of payments:
• Online
• Offline
• Recurring
• Manual
• invoices (e-invoices) • Call center (IVR)
• Link2Pay (e-mails)
• Mobile payments
• Refunds
etc.
Acquirer 3
Recurring
mPOS
Mobile Payments
Acquirer 5
IVR
GATEWAY TECHNOLOGY
Digitalisation
GATEWAY 2
GATEWAY 3
Acquirer 4
Acquirer n
MPI Security
Link2Pay
Proof. services
Payment flow from the perspective of the merchant
Merchant can receive payments through any channel they want, and with Kvanto's platform, international and local acquirers are connected through any of the three gateways. With the same platform, merchants will have security through an anti-fraud system, and the platform is PCI and EMV certified for safety and security. Reconciliation and reporting are available on the platform as well as integration into the ERP systems are available.
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