Page 100 - Demo

Pillar III Disclosures
as at March 31, 2020
1. List of key abbreviations
abbreviation
full form
abbreviation
full form
ADF
AFI
AFS
Automated Data Flow
Annual Financial Inspection
Available For Sale
IGAAP
IMF
Ind-AS
IRAC
IRRBB
KRA
KRI
KYC
LCR
LGD
LMS
LTRO
LR
LWE
MCA
MD
MD & CEO
MDG
MSE
NBFC-ND-SI-CIC
NE
NIBM
NI Act
NNPA
NPI
NPV
NRI
NSFR
NTB
NURC
ORMC
OSP
OTRR
OTS
PAC
PAR
PAT
PB
PD
PMAY
PNCPS
PONV
PSL
PTP
QC
RBI
RCA
Indian Generally Accepted Accounting Principles
International Monetary Fund
Indian Accounting Standards
Income Recognition and Asset Classification
Interest Rate Risk in Banking Book
Key Responsibility Area
Key Risk Indicator
Know Your Customer
Liquidity Coverage Ratio
Loss Given Default
Loan Management System
Long Term Repo Operation
Leverage Ratio
Left Wing Extremism
Ministry of Corporate Affairs
Modified Duration
Managing Director and Chief executive officer
Modified Duration Gap
Micro and Small Enterprises
Non-Banking Financial Company-Non Deposit-taking-Systemically Important- Core Investment Company
North Eastern
National Institute of Bank Management
Negotiable Instruments Act
Net Non-Performing Asset
Non Performing Investment
Net Present Value
Non Resident India
Net Stable Funding Ratio
New to Bank
Non Unbanked Rural Centre
Operational Risk Management Committee
Outstanding Principal
On Time Repayment Rate
One Time Settlement
Product Approval Committee
Portfolio at Risk
profit After tax
Payments Bank
Probability of Default
Prime Minister Awas Yojana
Perpetual Non-Cumulative Preference Shares
Point of Non-Viability
Priority Sector Lending
Promise to Pay
Quality Check
Reserve Bank of India
Root Cause Analysis
ALCO Asset Liability Committee ANBC Adjusted Net Bank Credit
ATM Automated Teller Machine
BC Business Correspondent
BCMP Business Continuity Management Policy
BIA Basic Indicator Approach
CA Current Account
CAC Credit Approval Committee
CAB College of Agriculture Banking
CASA Current Account Saving Account
CBO Chief Business officer
CBS Core Banking Solution
CET1 Common Equity Tier 1 Capital
CFO Chief Financial officer
CGTMSE Credit Guarantee Fund Trust For Micro And Small Enterprises
CIC Core Investment Company
CRAR Capital to Risk-weighted Assets Ratio
CRMC Credit Risk Management Committee
CRL Code for Responsible Lending
CRO Chief Risk officer
CRR Cumulative Repayment Rate
CRR Cash Reserve Ratio
CS Company Secretary
DPD Days Past Due
DSCB Domestic Scheduled Commercial Bank
EAD Exposure at Default
ECL Expected Credit Loss
ECRA External Credit Rating Agency
EDP Enterprise Data Platform
ELC Entity Level Controls
ESOP Employee Stock Option Scheme
EWS Early Warning System
FALLCR Facility to Avail Liquidity for LCR
FIG Financial Institutions Group
FIRB Foundation Internal Rating Based Approach
GLC General Ledger Code
GNPA Gross Non-Performing Asset
GPTW Great Place to Work
GST Goods and Service Tax
HQLA High Quality Liquid Assets
IAD Internal Audit Department
IBA Indian Banks’ Association
IBPC Inter Bank participation Certification
ICAAP Internal Capital Adequacy Assessment Process
IIBF Indian Institute of Banking and Finance
IFC International Finance Corporation
98 | AnnuAl RepoRt 2019-20