Page 248 - Demo

Notes to financial statements
for the year ended March 31, 2020
Issuer Composition of Non-sLR Investments as at March 31,2019 are as follows:
1 23456
(` in 000's)
Issuer
Amount
Extent of private placement
Extent of 'below investment grade' securities
Extent of 'unrated' securities
Extent of 'unlisted securities'
i) public Sector undertakings -
ii) Financial Institutions -
iii) Banks -
iv) private Corporates 1,000
v) Subsidiaries/Joint Ventures -
vi) others -
vii) provision held towards depreciation -
Total 1,000
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- 1,000
- -
- -
- -
- 1,000
note: Amounts reported under columns 3,4,5 and 6 above are not mutually exclusive 2.5 Non-Performing Non-sLR Investments
the Bank does not have any non-performing non-SlR Investments as at March 31, 2020 and March 31,2019.
2.6 sale and transfer of securities to/ from hTM Category
During the current year and previous year, the value of sales and transfers of securities to / from HtM category excluding one time transfer of securities to / from HtM category with the approval of Board of Directors permitted to be undertaken by banks at the beginning of the accounting year has not exceeded 5 percent of the book value of investments held in HtM category at the beginning of the year. In line with RBI guidelines, specific disclosure on book value/market value and provisions if any, relating to such transfer is not required to be made.
3 deRIVATIVes/ eXChANge TRAded INTeResT deRIVATIVes/ RIsK eXPOsuRe IN deRIVATIVes
the Bank has not entered into any derivative instruments for trading / speculative purposes either in Foreign exchange or domestic treasury operations. the Bank does not have any Forward Rate Agreement or Interest rate swaps.
4 AsseT quALITy
4.1 Non-Performing Assets:
(i) Net NPAs to Net advances (%) (ii) Movement of gross NPAs
(a) Opening balance
(b) Additions (Fresh npAs) during the year #
subtotal (A)
(c) Reductions during the year #
(i) upgradations
(ii) Recoveries (excluding recoveries made from upgraded accounts)
(iii) technical/ prudential Write-offs
(iv) Write-offs other than those under (iii) above
subtotal (b)
(` in 000's)
0.26%
2,759,204 835,392 3,594,596
28,436 809,087 - 1,778,550 2,616,073
Particulars
As at 31/03/2020
As at 31/03/2019
0.20%
978,523
1,451,898
2,430,421
187,557
230,731
-
640,723
1,059,011
246 | AnnuAl RepoRt 2019-20