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UjjIVAn SMAll FInAnCE BAnk lIMITED AT A glAnCE: MARCh 31, 2020
STATUTORY REPORTS
Banking outlets & atM
• 575 BOs, of that 144 URCs (25% complied)
• 475ATMsincluding 52 ACRs
Portfolio Quality
• GNPA at 1.0
(0.9% in March 2019)
• NNPA at 0.2%
(0.3% in March 2019)
Loan Portfolio
• OSP* at `14,153 Crores • (`11,049 Crores in March 2019), 28% growth
• Non-MF book at 23% • (15% in March 2019)
deposit Balance
Deposit `10,780 Crores (`7,379 Crores in March 2019), 46% growth
Retail: 44%
(37% in March 2019)
customers
• 54.4 Lakhs Unique Active Customers (46.7 Lakhs in March 2019)
• 47.1 Lakhs Active Liability Customers (28.0 Lakhs in March 2019)
capital & Funding
• Cost of Funds- 8.2% (8.5% in FY 2018-19)
• CRAR – 29%
(19% in March 2019)
• CASA: 13.5% (10.6% in March)
Profitability
PAT – `350 Crores (`199 Crores
in FY 2018-19)
ROA – 2.2%
(1.7% in FY 2018-19)
employee
• 17,841 employees • (14,752 in March 2019)
• Book (Adv. & Dep.) per employee – `1.4 Crores • (`1.2 Crores in March 2019)
*Net Advances at `14,044 Crores as on March 31, 2020 (`10,552 Crores on March 31, 2019) BO – Branch Offices
URC – Unbanked Rural Centres
OSP – Outstanding Principal
CASA – Current Accounts and Savings Bank Accounts GNPA – Gross Non-Performing Assets
NNPA – Net Non-Performing Assets
PAT – Profit After Tax
ROA – Return on Average Assets
ROE – Return on Average Equity
CD – Certificate of Deposit
CRAR – Capital to Risk Weighted Assets Ratio
• ROE – 13.9%
(11.5% in FY 2018-19)
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