Page 3 - Faegre-Drinker-OE-Brochure

How this plan
works
A BlueCard® PPO health
plan
lets you visit any doctor or or hospital across the the the country in the the the Blue Blue Blue Cross Blue Blue Blue Shield network — no no referrals needed Here are some other key things you should know Primary care physician (PCP)
A PCP is is is the doctor you you visit for check-ups and routine care but you you don’t need to to tell us who it it it is is is with a a a a a PPO health
plan
Specialist
You don’t need a a a a a a a referral from your PCP to visit a a a a a a a specialist Simply make an appointment Designated sites
Certain factors like like where you you receive care can affect cost If you you you need blood work or or or or or or an an an outpatient procedure like like rotator cuff surgery surgery or or or or or or or or ear tubes for a a a a a a a a a a a a a a child you you can save money by choosing a a a a a a a a a a a a a a a a a a freestanding lab (like LabCorp) or or or or or or an an an ambulatory surgery surgery center instead of a a a a a a a a a a a a a a hospital Learn more at at ibx com/waystosave Out-of-network benefits You You have the option to to visit any provider both in- in- and and and out-of- network network network network You’ll pay less for for in-network in-network doctors and and and hospitals and and and more for for out-of-network You You have in-network in-network coverage across the the U S through BlueCard PPO with the the largest network network network of of doctors and hospitals Precertification
Precertification
is an an approval that your doctor must receive from us us before you you get coverage for for certain services genetic tests and specialty drugs A complete list
of what requires precertification is is available at ibx com/precert Virtual care Your health
plan
offers 24/7 access to to to a a a a a a a a doctor by phone video or or or or or or or mobile app This includes virtual visits for for dermatology and emotional health
support For more information visit visit ibx com/virtualcare