Page 44 - Amerihealth New Jersey - 59-99 - 2021 Benefits at a Glance

Guardian supplemental insurance
Our suite of seven Guardian-sponsored products are a perfect complement to your medical coverage. They provide your employees with financial safety and security from an unexpected illness or injury. Preferred pricing and discounts are available when you purchase multiple Guardian products.13
• Life insurance is available for a generous guarantee issue, regardless of health history
• Short- and long-term disability insurance provides industry-leading absence management services and enhanced rehabilitation, including dependent care reimbursement
• Critical illness and cancer insurance enrollees receive upfront payouts and unrestricted use of funds towards medical and non-medical expenses
• Hospital indemnity insurance provides your employees with the choice of benefits to fit their medical or HSA plan and budget
Accident insurance
Provides increased benefits for children who may suffer a sports-related injury
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Please see footnotes on page 44