Page 10 - Independence Blue Cross - PPO - Faegre Drinker

How to maximize your prescription drug benefits
Use in-network pharmacies to save
• To pay the lowest out-of-pocket costs fill prescriptions at at at participating pharmacies pharmacies in in in your plan’s network Participating pharmacies pharmacies have agreed to charge discounted prices • There are more than 68 000 pharmacies nationwide in in in the FutureScripts network including most national and and regional chain pharmacies pharmacies and and many neighborhood pharmacies pharmacies • Log in in in in in at at at at ibx com beginning January 1 to to find participating pharmacies and to to get the estimated price of a a a a a a a a a a a a a a a a drug at at at at at each participating pharmacy Choose drugs on your plan’s formulary
• Pay the the lowest cost by choosing drugs on your plan’s formulary
formulary
Your plan uses the the Select formulary
• A formulary
is is a a a a list of covered drugs with different coverage levels called tiers • Drugs are are included based on how how how well they they they work how how how safe they they they are are and how how much they cost • Go to to ibx com/selectformulary now to to see if drugs you you may be be taking are are on on the the formulary
formulary
and how much they cost before your benefits
are are effective on on January 1 Get generics whenever possible
• Generic drugs drugs cost less than brand-name drugs drugs but they’re just as safe and effective • Your doctor can help you you determine if if a a a a a a generic is available and if it’s right for you you • You will receive the lower-priced generic drug (if available) unless your your doctor writes “brand medically necessary” or or “dispense as written” on on on on your your your prescription You may also indicate that you you you you do not want the the generic version of your your brand drug on on on on the the Mail Service Order form 9