Page 15 - 2021-blue-solutions-small-group-renewal-guide

Add family dental coverage to your health plan benefits
Providing employees and their families with comprehensive dental coverage in addition to medical benefits helps protect your workforce and your bottom line. Our affordable standalone family and adult dental plans, administered by United Concordia Companies, Inc., help improve members’ overall well-being and lower their total cost of care.
Our Family PPO dental plans offer richer benefits and greater savings
All Blue Solutions health plans cover in-network dental benefits for children up to age 19, but they don’t cover cosmetic orthodontia1 or out-of-network services, which many children may need.
Our standalone Family PPO dental plans provide coverage for the entire family and feature in-and out-of-network benefits and savings in one dental plan.
Smile for Health® wellness program
This program from United Concordia Companies,
Inc. provides full coverage for periodontal services to help eligible members treat gum disease effectively4, something most dental plans do not include. Members have access to oral wellness consultants, who offer a range of services to educate members and encourage participation in the program.
Enhanced annual maximum
Advantages of standalone Family PPO dental plans
• Deluxe Family PPO plan offers a level of cosmetic pediatric orthodontia coverage to help members save on out-of-pocket expenses2
• Access to the extensive United Concordia Advantage network
• Out-of-network pediatric dental benefits, giving members access to more providers
• Preventive care is covered at 100 percent, including exams, cleanings, and X-rays
• Coverage for basic and major dental services for children and adults, with no waiting periods
• No referrals are required
• Members with HDHPs can access benefits for pediatric basic, major, and orthodontia services right away, without waiting to reach their medical deductible first
Premier and Deluxe Family PPO plans help stretch members’ dental dollars
We increased the annual maximum on our Premier and Deluxe Family PPO dental plans to $3,000. These plans feature a Preventive Incentive, which means the amount members pay for in-network preventive care3 doesn’t count toward their annual maximum. This allows members to apply other, more costly covered dental services towards the $3,000, such as fillings, root canals, crowns, and denture repairs.
See footnotes on page 16.
14