Page 4 - Amerihealth New Jersey - 59-99 - 2021 Benefits at a Glance

Your health plan options
There are several types of health plans to choose from The type of health plan you choose will affect the process members will need to to follow to to receive insurance coverage for their health care Choose from from health plans that offer access to high-quality care from from an an extensive network of doctors and hospitals The biggest difference between these plans is whether whether members must choose a a a a primary care provider and whether whether they need a a a a a referral from their primary care provider to visit specialists Plan Type
EPO
POS
POS+
PPO
PCP selection
No referrals needed for specialists HSA compatibility
OON benefits
The advantages of a a a a a a a health savings account (HSA)
Members can add an an an an HSA HSA to any of of our HSA-qualified EPO
or PPO
plans It lets you offer lower premium plans with higher deductibles and gives employees a a a a a a a way to save for qualified medical expenses now and in in in the the the future When opening an an an HSA with the the the bank of their choosing members will pay no taxes on on the the the money they put into their account For employers
For employees • Flexibility to choose plans that fit your budget
• Tax advantages and no administrative fees*
• Convenient funding methods
• Seamless account management reporting tools and spending account resources at amerihealthnj com • Tax advantages and no monthly account fee*
• Easy access through amerihealthnj com • integration of spending accounts and health claims • Streamlined payments including debit card
2
*
Some banking fees fees and optional investment account fees fees may apply