Page 47 - UKRRptOct20

The state-owned banks barely changed their exposure to NPLs which remains stuck at 63.7% of their loan book. PrivatBank is the worst offender and has made only the most tiny debt in its portfolio of bad debt, reducing them from 81% of its loan book last September to 79.4% this year in the same month. Foreign owned banks shaved 1.3pp off their NPLs and privately owned banks 1.5pp to 18.5% overall for the segment.
Diving the NPLs up into corporate and retail and it becomes clear that the bulk of the gains in NPLs have been made in the retail sector where the share of NPLs has fallen to 35.9%, but at the same time the rate of corporate NPLs remains barely moved at 53.5% as of September.
8.1.1​ Earnings
In August 2020, solvent banks of Ukraine saw UAH4.252bn of net profit, which is 44.5% less than in the same period of 2019 (UAH7.567bn​), according to data posted on the website of the National Bank of Ukraine (NBU). According to the data, in January-August 2020, banks' net profit decreased 26.3%, to UAH32.641bn compared to the indicator posted a year earlier (year-over-year).
47​ UKRAINE Country Report​ October 2020 ​ ​www.intellinews.com