Page 51 - TURKRptFeb22

7.1.2 NPLs
Turkey Banking Industry: Problem Loans
NPL
Monitoring
Problem
Performing
Total
NPL
Monitoring
Total
TRYbn
Stage 3-4-5
Stage 2
2+3
Equity
Stage 1
Loans
Ratio
Ratio
Ratio
Sep-2020
151
382
533
569
3,022
3,555
4.2%
10.7%
15.0%
Jan-2021
152
388
539
605
3,015
3,555
4.3%
10.9%
15.2%
Mar-2021
150
419
569
604
3,209
3,777
4.0%
11.1%
15.1%
Jun-2021
140
417
557
631
3,345
3,904
3.6%
10.7%
14.3%
Major NPL sales by Turkish lenders
Seller
TRYmn
Price
Recovery
Buyers
Dec-21
Garanti (GARAN)
649
119
18%
Gelecek (GLCVY)
Dec-21
Garanti (GARAN)
543
42
8%
Emir
Dec-21
Denizbank
270
-
-
Gelecek (GLCVY)
Sep-21
QNB Finansbank (QNBFB)
1,055
206
20%
Ortak, Dunya, Hedef
Mar-21
Isbank (ISCTR)
745
72
10%
Emir, Istanbul, Gelecek, Hedef, Arsan
Dec-19
ICBC
18
-
-
Emir
Dec-19
Seker
150
-
-
Sumer
Dec-19
Akbank
715
33
5%
Istanbul, Gelecek
Dec-19
Garanti
323
25
8%
Efes, Gelecek
Oct-19
Deniz
205
-
-
Hedef, Emir
Sep-19
Isbank
1,097
32
3%
Efes, Hayat, Birikim, Dogru
Jul-19
Garanti
260
19
7%
Gelecek
Jun-19
Yapi Kredi
917
26
3%
Arsan, Dogru, Efes, Emir, Gelecek, Hayat, Sumer
Jun-19
Seker
203
-
-
-
May-19
Yapi Kredi
298
23
8%
Hayat, Arsan
May-19
Isbank
418
30
7%
Efes, Gelecek
Apr-19
Garanti
365
19
5%
Sumer
Apr-19
Yapi Kredi
529
16
3%
Gelecek, Hayat
Mar-19
Yapi Kredi
396
24
6%
Efes, Gelecek
Jun-17
ICBC
4
0.3
6%
Hedef
51 TURKEY Country Report February 2022 www.intellinews.com