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8.1.2 NPLs
The bank sector average for NPLs was 51,4% in May. The level of NPLs is falling, but very slowly. However, the bad debt is mostly provisioned and so does not represent a danger to the system.
NPLs % of loan book
May 2018
May 2019
ratio of non-performing loans, %
56.18
51.43
incl. banks:
with state participation, of which:
72.02
66.22
CB "PRIVATBANK" PJSC
85.41
82.08
other than CB "PRIVATBANK" PJSC
60.30
52.09
belonging to foreign banking groups
42.94
37.40
private
24.79
21.57
insolvent
58.47
54.34
Source: NBU
53 UKRAINE Country Report July 2019 www.intellinews.com
