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Why include voluntary benefits?






   Help employees protect their family, finances and future




    Sometimes called “supplemental insurance,” these often employee-                   Benefits are paid directly to
    paid benefits can stand alone or fill gaps in major medical and other              employee.
    insurance coverage.
                                                                                       Benefits help replace loss of
    Enhance and round out your benefits package by offering additional                 income and help pay for
    coverage employees need and want.                                                  everyday living expenses.
    Promote employee wellness as many policies include benefits paid
    to employee for regular screening.                                                 Benefits do not coordinate or
                                                                                       offset with any other insurance.

                                                                                       Incentives paid for annual
                                                                                       screening and wellness checks
                                                                                       for early detection.

                                                                                       Coverage for employee and their
                                                                                       family members.

                                                                                       Coverage is completely portable
                                                                                       at the same rate and without
                                                                                       evidence of insurability.


    Employee's can select from a menu of valuable benefits!                          Flexible enrollment options!

    • Disability Insurance:  Provides a monthly income if employee becomes disabled due to an off-
       job accident or sickness. Employee can select up to 60% of their income and select their own   Employee's can enroll online at
       benefit period from 3, 6, 12 or 24 months.                                    work or at the comfort of their
    • Accident Insurance:  This plan pays lump-sum benefits to help offset unexpected medical   own home.
       costs with 24 hour protection.  Includes $100 benefit paid for annual health screening per
       covered person per calendar year.
    • Cancer Insurance:  This plan pays lump-sum benefits to help offset unexpected medical and
       indirect, non-medical expenses related to cancer diagnosis and treatment that most medical
       plans don’t cover.   Includes $100 benefit paid for annual health screening per covered person
       per calendar year.
    • Hospital Confinement Insurance:  This plan pays a lump-sum benefit for an overnight stay in
       the hospital or outpatient surgery.  Includes $100 benefit paid for annual health screening per
       covered  person per calendar year.

    • Critical Illness Insurance:  This plan pays a lump sum benefit for initial and subsequent
       diagnosis of a critical illness such as a heart attack or stroke.  Includes $50 benefit paid for
       annual health screening per covered person per calendar year.
    • Life Insurance:  Employee can select from a Term Life or Whole Life depending on their needs.


                                       For more information contact:

                            Dana Hollern, Colonial Life Account Executive

                         (702 468-7900     /     dana@hollerninsurance.com
                               )
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