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REGULATION continued
In comparison, during that time, disposable income per capita in the U.S. increasedby14.4percent. Inotherwords, the cost of regulation in the price of a new home is rising more than twice as fast as the average American’s ability to pay for it. The above estimates are based largely on questions included in the survey for the March 2016 NAHB/Wells Fargo Housing Market Index, combined with long-run assumptions about average construction times, interest rates, pro t margins, etc. The survey questionnaire and an appendix describing each additional assumption and the data on which it’s based can be foundinthefullstudy. Thefullstudyalso contains substantial additional detail on the different types of regulatory costs
and where and how they impact the development-construction process.
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