Page 15 - Sonoma County Gazette - May 2019

INSURANCE cont’d from page 14
• Most NFIP policies include Increased Cost of Compliance (ICC) Coverage which applies when flood damages are sever. It provides up to $30,000 of the cost to elevate, demolish, or relocate your home if it’s “substantially damaged” or “repetitively damaged” by a flood. This coverage doesn’t increase your limits.
• If you have contents coverage, the coverage also applies to contents located in an outbuilding (regardless of the elevation of that building)
• Excess flood policies are available for higher value homes that need more coverage than the $250,000 offered through NFIP.
• Excess flood policies will also offer higher contents coverage than the $100,000 available on the NFIP policy.
As always, if you’ve got questions about your policy or you want to get a flood insurance quote feel free to contact our office. We’re here and our door is open. Call us at 707-874-2666, stop by our office in Occidental, visit www. opendoorins.com or find us at our social media sites @opendoorins
NEXT - let’s talk about the cost of flood coverage- shall we?
“Fare-Free Shuttles!”
The Sonoma County Board of Supervisors approved funding to subsidize fares for all riders on Route 28, the “River Shuttle,” through June 30, 2020. When riding the local route serving the communities of Guerneville, Monte Rio and Occidental, passengers will no longer need to worry about having the correct change, having a transit pass or paying a fare at all!
The “Fare-Free” program is designed to make using local transit services easier and to encourage hop-on, hop-off, travel without the need to pay a fare.
Sonoma County Transit introduced its “Fare-Free” program on Route 24, the “Sebastopol Shuttle,” and was quickly followed by Route 66, the “Windsor Shuttle.” and Route 67, the “Healdsburg Shuttle.” In addition to approval on Route 28, the Board of Supervisors have also approved funding to subsidize a “Fare-Free” program on Route 32, the “Sonoma Shuttle.” The Sonoma Shuttle “Fare-Free” program is also subsidized by the city of Sonoma.
Fare subsidies for the “Fare-Free” program come from the respective
cities in which the “Fare-Free” routes operate. In the case of unincorporated communities such as Sonoma Valley and the Russian River communities, the “Fare-Free” routes serving these areas are subsidized by the County.
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