Page 9 - TAA webinar powerpoint
P. 9
Staff Disability
Long Term Disability
• Coverage provided by Unum
• 2 Year Own Occupation Definition
• LTD benefit up to 60% of gross monthly income
• Maximum monthly benefit of up to $7,500
• 180 day elimination period
• Partial disabilities covered
Short Term Disability
• Coverage provided by Symetra
• STD benefit based on 60% of gross income, up to $1,000 per week
• Elimination Period: 7 days accident / 7 days sickness
• Covers common disabilities and conditions
• minor surgeries, pregnancy, back strain, knee injuries, arthritis and pneumonia
• maternity, substance abuse, and mental/nervous conditions Includes FREE Employee Assistance Program
