Page 3 - MI New Hire webinar

Serious illness or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months-even years. Long Term Disability provides financial support for you and your family.
Long-term disability income insurance protects your income if an on or off the job incident prevents you from working for an extended period. If you’re injured or become disabled, whether from a sudden accident or chronic condition, group long-term disability income insurance from Symetra replaces part of your paycheck until you reach your normal Social Security retirement age.
DEFINITION OF DISABILITY EARNINGS LOSS REQUIREMENT BENEFIT AMOUNT
MAXIMUM BENEFIT AMOUNT ELIMINATION PERIOD PRE-EXISTING CONDITION LIMITATION MENTAL & NERVOUS LIMITATION DRUG & ALCOHOL LIMITATION MAXIMUM BENEFIT DURATION CONVERSION
PREMIUM COSTS AN AVERAGE OF 76% LESS THAN INDIVIDUAL LTD PLANS
INCLUDES FREE EMPLOYEE ASSISTANCE PROGRAM-VISIT OUR WEBSITE TO LEARN MORE WWW.ENROLLAGENTS.COM
LONG TERM DISABILITY FEATURES
BASE LTD
ENHANCED LTD
OWN OCCUPATION
20%
60% OF GROSS MONTHLY INCOME
1%
UP TO $12,500 PER MONTH
90 DAYS
3 MONTHS PRIOR / 12 MONTHS AFTER
1 YEAR
1 YEAR
IF DISABLED BEFORE AGE 60, TO AGE 65 - IF DISABLED AT AGE 60 AND ABOVE, RBD
UP TO $15,000 PER MONTH
REQUIRED
NOT REQUIRED
LONG TERM
DISABILITY
AGENTS ONLY // GUARANTEE ISSUE FOR NEWLY HIRED AGENTS
AN INJURY OR ILLNESS MAY KEEP YOU FROM WORK, BUT IT DOESN’T STOP YOUR BILLS. GIVE YOUR PAY CHECK THE PROTECTION IT DESERVES.