Page 20 - Outsmart Cyberthreats Updated

DO S
AI AC UALLY
WO K?
AI AI systems combine two
he work they do: enormous
a powerful computers. First, com-
puter experts create complicated
models of the world out of huge sets
of data. Then, they feed this data into
sophisticated computer programs that
er d en t , re ly em AI d “machine learning.” It then uses this learning to answer
abo abo people then learn things about the real world.
i i i i fa 1
a O interconnected parts that process information
ing er s, ro t
m 1
a these interconnected parts form “neural
-
Li to bout sy way, too, using digital “neural
networks” to identify and
h rn ec e
w t o world. So “machine learn-
ing” combines with
“neural networks”
to make AI systems
faster, more pow-
erful, and more
complicated
than comput-
Living with online risk
he . A so k
Some o i he o i no-good, very awful day with your phone, you applied new un-
rs nf scammers. Your security mindset in action helped you
a keep your family safe from internet trouble.
u k ry change involves risk. But that doesn’t keep
from g or collect data, we must assess risk
n e complicates this assessment of risk
because it creates digital “realities” that
e highly polished phishing messages, and hal-
lucinatory answers from AI chatbots can all
vab they are totally not so. For your personal online
o , e
o is ta n c n f o e n o ly be appen r
w n-
-
i n g d m u c up u c up ty not s 1
a s ev used to be.
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KIPLINGER’S PERSONAL FINANCE 03/2021