Page 1 - Luminex 2020 BLUE Triangles 3pg Guide_ CandleliteSalary Final

MAKE YOUR LUMINEX

HOME DÉCOR AND FRAGRANCE

BENEFITS WORK FOR YOU

2020 Annual Benefits Enrollment
Candle-lite Salary Benefits Highlights Guide

ABOUT ENROLLMENT

DO I NEED TO ENROLL?
There are great reasons to take a closer look at all the benefits and options
Luminex Home Décor and Fragrance offers you, even if you’re already covered
under the Luminex Home Décor and Fragrance benefit plan(s). Although there are
no significant medical or vision plan design changes for 2020, please review all
benefit offerings before making your final enrollment decisions. If you don’t enroll,
your coverage will be waived for 2020. You must enroll if you want to:

• Keep or change your medical, dental, or vision coverage for next year.
• Contribute to flexible spending accounts (FSAs).
• Open a Health Spending Account.
• Change your additional benefit choices.
To enroll, visit https://e12.ultipro.com by October 30th, 2019.
WHEN CAN I ENROLL?

As a benefits-eligible employee, you can enroll in or change your benefit plans
during our annual benefits enrollment period. This year Annual Enrollment will be
held October 21st - October 30th. The benefit choices you make will be effective
from January 1, 2020 - December 31, 2020.

As a new employee, you become eligible for benefits on the 1st day of the
month following 30 days of employment. You must enroll within 30 days to have
coverage for the remainder of the current plan year. You may also need to enroll
for the next plan year during Annual Enrollment.
WHO CAN I COVER?

You can enroll yourself and your eligible dependents in medical, dental, and/or vision benefits. Eligible dependents include your:
• Spouse.
• Child(ren) up to age 26 regardless of marital or student status.
• Unmarried child(ren) of any age who can’t support themselves due to a disability and who are totally dependent on you.

WHAT IF THINGS CHANGE?
You can’t change your coverage during the plan year unless you have a qualified life event. You must make any eligible changes within 30 days of
the event. Qualified life events include, but are not limited to:
• Marriage, legal separation, or divorce.
• Birth or legal adoption of a child.
• Death of your spouse or a dependent child.
After a qualified life event, your new coverage options will be effective 30 days after eligibility begins.*
*Your new coverage will take effect within 60 days of the event if you, your spouse, or your eligible dependent child loses coverage under Medicaid
or a state Children’s Health Insurance Program (CHIP) or becomes eligible for state-provided premium assistance.

1