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A

                      rkansas



                     community banker







                                                         Fall 2024




                            One Vision, One Mission. Community Banks.





































                                                    Pushing back against upcoming FHLB regs - 4

                                                    Does Scale in Banking Lead to Profitability - 8


                                                     Spotting and Avoiding Romance Scams - 21













                                                                                                         Petit Jean State Park
                                                                                                         Morrilton, Arkansas




                                                  OFFICIAL PUBLICATION of the
                                ARKANSAS COMMUNITY BANKERS ASSOCIATION
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