Page 11 - Best Magazine Summer Edition 2019

INTERNATIONAL TRAVELERS (STUDENTS):
Studying outside Canada. For those international students studying outside of Canada. We offer comprehensive plans to cover the cost of health care.
SUPERVISA:
The Canadian “Super Visa” allows citizens or permanent residents of Canada to bring their parents or grandparents to the country for up to two years— but as part of the requirements, they must purchase emergency medical insurance before entry.
FAQ:
1. What is the minimum amount of coverage that I need? You need at least $100,000 of coverage – which all of our plans can provide.
2. Is there an age limit? While some plans have limits, we have plans available that can cover you at any age.
3. How long does my coverage need to be? You must be covered for one year.
4. What happens if my visa is denied? You can get a full refund on your insurance with proof that your visa was denied.
5. What happens if my visa is approved, but my travel dates change?
You can contact me to change your dates of coverage, as long as you contact me before the effective date.
6. If I am only travelling for one month, can I buy Super Visa insurance for that month only? If you are travelling to Canada with a Super Visa, you must purchase a one-year policy in order to be eligible. Once you have returned home, you can apply for a partial refund (with proof of your early return, provided you have no claims on file). Most insurers will charge a small fee for this, usually $25.
7. If I leave Canada before the year is over, can I get any money back?
Once you are back home, you can apply for a partial refund (with proof of your early return, provided you have no claims on file). Most insurers will charge a small fee for this, usually $25.
8. If I am planning to stay in Canada for two years, can I buy the insurance for two years? Yes, it is available under the monthly payment plan.
9. Will Super Visa insurance cover me if I make side trips to other countries? Visitors to Canada plans allow side trips, provided at least 51% of the coverage dates are spent in Canada. The trip must also commence and end in Canada.
10. Are pre-existing conditions covered? Yes, travelers up to age 79 can be covered for most pre-existing conditions, provided they meet certain stability requirements. For travelers aged 80 and over, coverage of pre- existing conditions may be offered after a detailed medical questionnaire and underwriter approval.
11. How are payments made? By credit or debit card.
12. Can I pay month by month? Yes, the premiums can be paid monthly. 13. Is there any way to lower my insurance premium? Yes! You can
take a deductible to lower your premium.
THE BEST MAGAZINE SUMMER 2019 11
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