Page 16 - Kildare CU 2022 AR

BALANCE SHEET
2022 2021
€€
Assets: Note
Cash and balances at bank
Deposits and investments - cash equivalents Deposits and investments - other
Loans to members
Less: provision for bad debts
Tangible fixed assets
Debtors, prepayments and accrued income Total assets
Liabilities
Members’ shares
Members’ deposits
Members’ deposit interest (net of dirt)
Other liabilities, creditors, accruals and charges
Total liabilities
Net assets
Reserves
Regulatory reserve Operational risk reserve Other reserves
Realised reserves Unrealised reserves
Total reserves
10 1,357,679 364,782 11 13,352,958 16,506,814 11 51,068,651 49,282,657 12 16,861,266 16,633,758 13 (1,124,361) (1,221,482) 14 1,451,659 1,504,115 15 302,734 287,428
83,270,586 83,358,072
16 66,786,461 67,502,010 17 3,565,786 3,978,551 2,525 - 18 351,950 71,808
(70,706,722) (71,552,369) 12,563,864 11,805,703
10,587,000 10,587,000 600,000 600,000
1,341,816 618,703 35,048
12,563,864 11,805,703
These financial statements were approved and authorised for issue by the Board on 25th October 2022
Signed on Behalf of the Credit Union
Michelle Kemmy, CEO
Noel McLoughlin, Member of the Board Oversight Committee Judith Boyle, Member of the Board of Directors
Date: 25th October 2022 Date: 25th October 2022 Date: 25th October 2022
The notes on pages 17 to 35 form part of these financial statements.
For the year ended 30 September 2022
Page 14